If you own a Limited Liability Company (LLC), business insurance isn’t just a good idea — it’s essential for protecting your company, your income, and your peace of mind. In 2025, Progressive continues to be one of the most trusted providers for LLC insurance in the U.S., offering flexible plans for small business owners, freelancers, and eCommerce entrepreneurs.
In this guide, we’ll break down everything you need to know about Progressive LLC insurance, including coverage options, costs, and how to apply online easily.
🔹 What Is Progressive LLC Insurance?
Progressive’s LLC insurance is a set of coverage plans designed to protect small business owners from financial loss caused by property damage, lawsuits, employee injuries, or professional mistakes. It combines multiple types of business insurance into one flexible package that fits your specific industry and risk level.
🔹 Types of Coverage Offered by Progressive
Progressive offers several insurance types that can be combined for full protection:
1. General Liability Insurance
This covers third-party bodily injuries, property damage, and legal fees. For example, if a customer slips and falls on your property, general liability protects your business from the financial impact.
2. Professional Liability (Errors & Omissions)
Ideal for consultants, digital agencies, and service providers. It covers you if a client claims that your advice or service caused them a financial loss.
3. Commercial Property Insurance
Protects your office, equipment, or inventory against fire, theft, or natural disasters.
4. Business Owner’s Policy (BOP)
A bundled plan combining general liability and property insurance, often at a discounted rate — perfect for small LLCs.
5. Workers’ Compensation
Required in most states if you have employees. Covers medical bills and lost wages for injured workers.
6. Commercial Auto Insurance
If your business owns vehicles, Progressive’s auto insurance covers accidents, damages, and liabilities.
🔹 Average Cost of Progressive LLC Insurance in 2025
Costs vary depending on your business type, location, and coverage needs. However, here are average monthly estimates for small LLCs in 2025:
| Coverage Type | Average Monthly Cost | Typical Deductible |
|---|---|---|
| General Liability | $40–$75 | $500–$1,000 |
| Professional Liability | $60–$120 | $1,000 |
| Business Owner’s Policy (BOP) | $80–$150 | $500 |
| Workers’ Compensation | $100–$200 | Varies by state |
| Commercial Auto | $130–$250 | $1,000 |
💡 Tip: You can often save up to 10–15% by bundling multiple policies with Progressive.
🔹 Why Choose Progressive for Your LLC?
- ✅ Fast online quotes (usually within minutes)
- ✅ 24/7 customer support
- ✅ Discounts for multi-policy coverage
- ✅ Trusted by over 1 million small businesses in the U.S.
- ✅ Financial strength rating: A+ (Superior)
🔹 How to Get Progressive LLC Insurance Online
- Visit: progressivecommercial.com
- Click: “Get a Quote”
- Select: Business type and state
- Enter: Your LLC details and estimated revenue
- Compare: Coverage options and prices
- Purchase: The plan that fits your needs — coverage starts immediately
🔹 FAQs About Progressive LLC Insurance
Q1: Does Progressive insure home-based LLCs?
Yes. Progressive offers policies for freelancers, consultants, and online business owners operating from home.
Q2: Can I get coverage if I’m the only member of my LLC?
Absolutely. Single-member LLCs can get affordable general and professional liability coverage.
Q3: Is Progressive cheaper than State Farm or Next Insurance?
In most states, Progressive’s prices are competitive — especially for bundled coverage and auto + business policies.
🔹 Final Thoughts
In 2025, Progressive LLC insurance remains a top choice for small business owners who value reliability, affordability, and simplicity. Whether you run a tech startup, an eCommerce store, or a consulting firm, having the right insurance is what separates stable businesses from risky ventures.
Take a few minutes to get your quote today — and protect your LLC before an accident or lawsuit hits your bottom line.
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