If you’re planning to start a business, forming a Limited Liability Company (LLC) is one of the most popular and flexible ways to do it. But how long does it actually take to set up an LLC in the U.S.?
The answer depends on a few key factors, such as the state you’re registering in, how you file your paperwork, and whether you use online services or handle everything manually.
In this guide, we’ll walk you through the typical timeline and what to expect at each stage of the process.
Step 1: Choosing a Business Name (1 day)
Before anything else, you’ll need to choose a unique name for your LLC. You can usually check the availability of your desired business name instantly using your state’s Secretary of State website.
Tip: Make sure your name complies with state rules and includes “LLC” or “Limited Liability Company.”
Step 2: Filing the Articles of Organization (1–10 business days)
This is the core step in forming an LLC. You’ll need to file a document called the Articles of Organization (or Certificate of Formation) with your state.
- Online filing: Most states offer same-day or 1-2 day processing if submitted electronically.
- Mail filing: If you file by mail, it may take 5 to 10 business days, sometimes longer depending on the state.
- Expedited processing: Many states offer expedited services for an extra fee (processing in 24 hours or less).
For example:
- Delaware: 1–3 business days (same-day service available)
- California: 3–5 business days
- Texas: 5–7 business days
Step 3: Getting an EIN from the IRS (Same day)
Once your LLC is approved, you’ll need to get an Employer Identification Number (EIN) from the IRS. This can be done online and usually takes less than 10 minutes.
Apply here: IRS EIN Application
Step 4: Creating an Operating Agreement (1 day)
Although not always required by law, drafting an Operating Agreement is strongly recommended. This internal document outlines the ownership and operating procedures of your LLC.
You can create one in a day using templates or legal assistance.
Step 5: Opening a Business Bank Account (1–3 days)
After getting your EIN, you can open a business bank account, which helps you keep personal and business finances separate—a vital step for legal protection and tax purposes.
Step 6: State-Specific Requirements (Varies)
Some states require additional steps like:
- Publishing a notice in a local newspaper (e.g., New York)
- Obtaining local business licenses or permits
These steps can add a few days to a few weeks, depending on the location.
Total Time to Set Up an LLC
| Method | Estimated Time |
|---|---|
| Online (standard) | 3–10 business days |
| Online (expedited) | 1–2 business days |
| By mail | 1–3 weeks |
Final Thoughts
Setting up an LLC can be a fast and straightforward process—especially if you file online and have your documents ready. In most states, you can have your LLC fully set up in under a week.
Planning ahead and understanding your state’s requirements will help you avoid delays and get your business up and running quickly